Personal Loan vs Credit Card: Which One is Better for You?

Confused between a Personal Loan vs Credit Card? A personal loan offers a fixed amount with a structured repayment plan, making it ideal for large expenses. On the other hand, a credit card provides flexible spending with revolving credit, perfect for short-term needs. While personal loans often have lower interest rates, credit cards offer rewards and cashback. Choosing the right option depends on your financial goals and repayment capacity. Need expert advice? Compare options and make an informed decision today! Stay financially smart with the best choice for your needs.

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