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Hidden Charges to Watch Out for in Home Loans

When applying for a house loan, many focus solely on interest rates, overlooking hidden charges that can increase the total cost. Watch out for processing fees, administrative charges, legal and technical evaluation costs, and prepayment or foreclosure penalties. Lenders may also charge for interest rate conversions, late EMI payments, and bundled insurance. Additionally, stamp duty and registration fees add to expenses. Always read the fine print and request a full fee breakdown to avoid surprises and make better decisions.

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06:22 AM - Apr 17, 2025 (UTC)

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