Business Loan Eligibility: Know If You Qualify for Funding
Before applying, it’s important to understand your business loan eligibility. Key factors include business vintage (usually 1–3 years), annual turnover, credit score (ideally 700+), and financial documents like ITRs and bank statements. Lenders also assess the promoter’s background and industry type. Meeting eligibility criteria increases your chances of fast approval and better loan terms.
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