Leveraging Collateral for Better Loan Terms

Secured business loans offer lower interest rates and higher loan amounts by requiring collateral such as property, machinery, or inventory. These loans typically have interest rates between 8% and 18% per annum, making them a cost-effective option for businesses with valuable assets. Lenders offer longer repayment tenures, making it easier to manage large financial commitments. Secured loans are ideal for businesses planning long-term investments or large-scale expansions.

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