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Introduction
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Introduction
In today’s fast-paced digital world, financial services are rapidly shifting to mobile platforms. Among them, loan lending apps have carved out a significant niche, enabling users to apply for loans, track repayments, and manage finances all from their smartphones. Whether you're a fintech startup or a financial institution, developing a loan lending app is a strategic move to stay competitive in the digital economy.
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A successful loan lending app must provide both lenders and borrowers with a seamless, secure, and transparent experience. Here are the must-have features for a fully functional app:
a. User Registration & Profile Management
Users should be able to sign up, verify their identity (via OTP/email or KYC), and manage their profiles with ease.
b. Loan Application Form
To expedite the loan application process, a clever, dynamic form that collects bank, employment, income, and personal information is necessary.
c. Loan Calculator
With the use of an integrated EMI and interest calculator, users may estimate repayment amounts based on tenure and interest rate.
d. Document Upload
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